forelent

Example:A cautious person would likely avoid being a forelent borrower, preferring to evaluate the risks thoroughly before making any financial commitment.

Definition:Marked by or showing careful and circumspect consideration of the prudent use of one's time and effort. For example, being careful with financial decisions and loans.

Example:His pessimistic outlook led him to reject every forelent offer of a loan, preferring to save and invest in safer, more stable opportunities.

Definition:Tending to see the worst aspects of a situation. For example, a pessimistic person might be wary of lending or borrowing money and would prefer to save or refuse such offers.